Personal Accident Insurance
If your income and livelihood rely on your physical wellbeing, then you should strongly consider taking out a Personal Accident and Sickness policy. If you experience an accident or illness that prevents you from earning an income, Personal Accident and Illness cover can provide you with a ...
Rising cost of Insurance
Most people have probably noticed that their domestic (Home, Motor etc.) policies have increased more than normal over the last few months. We are consistently seeing increases of between 10 – 50% on Home & Motor policies. A couple of reasons for this: Natural disasters – recent floods and ...
What is Flood?
The risk of a flood occurring is reflected in the cost of the premium – property owners with a high risk of flood will pay a higher premium than other property owners. Flood definition Australian regulations include a standard definition of flood, which was introduced in June 2012. It applies ...
Is your building insurance cover enough?
Home insurance premiums in Australia rose by 5.9% in 2021 which is the highest in the last seven years. Driven by rising insurance costs due to increased frequency of natural disasters in the country, the average home insurance premium in Australia is expected to continue to increase. However, ...
Home insurance
Home insurance financially covers you in the event something happens to the property you own. It can also cover your personal belongings inside your home. It takes a lot of time and hard work to purchase a property, and many of us spend a large portion of our lives paying that property off. ...
Why choose an Insurance Broker
Insurance forms an important part of the risk management strategy for your business as it offers financial protection when things go wrong. Of course, finding the right insurance solutions can be easier said than done and many business owners find it difficult to find the time to arrange ...
Flood insurance explained
The risk of a flood occurring is reflected in the cost of the premium – property owners with a high risk of flood will pay a higher premium than other property owners. Flood definition Australian regulations include a standard definition of flood, which was introduced in June 2012. It ...
A Guide to Insurance for Landlords
As a Landlord, your rental premises represent not only one of your most important and valuable assets, but a crucial source of income. Like most valuable assets, rental properties need to be protected properly with a well written insurance policy. Consider the following a guide to help you ...
Why You Can’t Ignore Business Insurance Risk
The old adage nothing worth having comes easy rings very true when it comes to business. Being a business owner is one of the more difficult but rewarding endeavours you can pursue. Responsibilities, duties, challenges and other types of business risk leave plenty to think about both during and ...
Premium Funding Explained
Although ensuring you have the most suitable insurances in place to protect your business is crucial, it can be a substantial upfront cost to your business each year. However, it doesn’t have to be. Premium Funding is a finance solution that allows businesses of all sizes to break down their ...