Category: Insurance

As a tradie, you know that you cannot operate without your equipment and tools, so it makes sense to cover these items with an insurance policy. However, what about protecting the most important thing in your business, you. How long would your business last if you are injured in an accident or ...

But what do you do in the event of an accident? Make sure everyone is safe and call emergency services if required. Exchange details with the other party Name Address Phone number Registration number Insurance details (if you have them)   Useful information you should also record: Date, ...

Simply put, underinsurance is when your sums insured are inadequate and will not cover the replacement value of the items you are insuring. Remember, when you insure, you are insuring for the replacement value, NOT market value. This is important when considering your sums insured, especially ...

If your income and livelihood rely on your physical wellbeing, then you should strongly consider taking out a Personal Accident and Sickness policy. If you experience an accident or illness that prevents you from earning an income, Personal Accident and Illness cover can provide you with a ...

Most people have probably noticed that their domestic (Home, Motor etc.) policies have increased more than normal over the last few months. We are consistently seeing increases of between 10 – 50% on Home & Motor policies. A couple of reasons for this: Natural disasters – recent floods and ...

The risk of a flood occurring is reflected in the cost of the premium – property owners with a high risk of flood will pay a higher premium than other property owners. Flood definition Australian regulations include a standard definition of flood, which was introduced in June 2012. It applies ...

Home insurance premiums in Australia rose by 5.9% in 2021 which is the highest in the last seven years. Driven by rising insurance costs due to increased frequency of natural disasters in the country, the average home insurance premium in Australia is expected to continue to increase. However, ...

Home insurance financially covers you in the event something happens to the property you own. It can also cover your personal belongings inside your home. It takes a lot of time and hard work to purchase a property, and many of us spend a large portion of our lives paying that property off. ...

Insurance forms an important part of the risk management strategy for your business as it offers financial protection when things go wrong. Of course, finding the right insurance solutions can be easier said than done and many business owners find it difficult to find the time to arrange ...

The risk of a flood occurring is reflected in the cost of the premium – property owners with a high risk of flood will pay a higher premium than other property owners.   Flood definition  Australian regulations include a standard definition of flood, which was introduced in June 2012. It ...