Category: Finance

Since you got your home loan, chances are that interest rates may have moved (and life has too). Has the official cash rate changed since your current loan settled? Has the rate your lender is charging you changed? What about the fees and charges? Chances are the market has changed too. New ...

More than half of all Australians taking out a mortgage are doing so with the help of a mortgage broker. There are literally hundreds of different loan products available right now. With so many lenders, and so many products under each of their brands, it’s so important you make the most of ...

Sitting down? Good. We all know we pay interest on home loans but looking at the total paid out over the life of a loan can be like looking into the sun. Brace yourself, because Canstar have put on their sunnies and crunched the numbers to calculate home buyers taking out an average ...

Whether you are an individual or a family looking to purchase your first home, you may be eligible for various incentives and grants to help with the process. Home Guarantee Scheme The Home Guarantee Scheme, or the First Home Loan Deposit Scheme, is a government initiative designed to help ...

A “Home Loan Health Check” is an assessment of your existing home loan to determine its current status and whether it aligns with your financial goals and needs. It is essential to periodically review your home loan to ensure that it remains suitable for your circumstances and that ...

There is good news for prospective homebuyers with the Federal Government broadening the eligibility criteria for programs under the Home Guarantee Scheme, enabling more buyers to qualify. Federal Treasurer Jim Chalmers delivered the 2023-24 Federal Budget last month and announced the ...

It’s the ultimate property conundrum – to buy or rent? The answer is: it depends. Deciding whether to buy or rent a property depends on various factors such as personal preferences, financial situation, and the state of the housing market. A decline in home prices could be beneficial for buyers ...

The Festive Season is often a time of indulgence and, while that’s natural, many people do take things a little too far and spending can easily spiral out of control.   If you’re unsure how to get your spending back on track for 2023, here are some ideas to help you recover financially in the ...

Millions of Australians on low fixed-rate loans will be bracing for impact when they expire in the next year. It’s time to get prepared to manage the bill shock of coming off a fixed rate but don’t worry! All you need is a plan. The Reserve Bank began ratcheting up the cash rates for the […]

Is your home loan still up to date with your needs and wants? Things change, and chances are since you got your home loan interest rates have moved, and life has too.  New products designed to attract borrowers are always being introduced, and lending appetites are an ever-moving feast. Let’s ...