First-time homebuyers
Whether you are an individual or a family looking to purchase your first home, you may be eligible for various incentives and grants to help with the process. Home Guarantee Scheme The Home Guarantee Scheme, or the First Home Loan Deposit Scheme, is a government initiative designed to help ...
Home loan health check
A “Home Loan Health Check” is an assessment of your existing home loan to determine its current status and whether it aligns with your financial goals and needs. It is essential to periodically review your home loan to ensure that it remains suitable for your circumstances and that ...
Changes to the Home Guarantee Scheme
There is good news for prospective homebuyers with the Federal Government broadening the eligibility criteria for programs under the Home Guarantee Scheme, enabling more buyers to qualify. Federal Treasurer Jim Chalmers delivered the 2023-24 Federal Budget last month and announced the ...
To Buy or Rent?
It’s the ultimate property conundrum – to buy or rent? The answer is: it depends. Deciding whether to buy or rent a property depends on various factors such as personal preferences, financial situation, and the state of the housing market. A decline in home prices could be beneficial for buyers ...
Getting Your Budget Back On Track
The Festive Season is often a time of indulgence and, while that’s natural, many people do take things a little too far and spending can easily spiral out of control. If you’re unsure how to get your spending back on track for 2023, here are some ideas to help you recover financially in the ...
Beating End of Fixed Term Blues
Millions of Australians on low fixed-rate loans will be bracing for impact when they expire in the next year. It’s time to get prepared to manage the bill shock of coming off a fixed rate but don’t worry! All you need is a plan. The Reserve Bank began ratcheting up the cash rates for the […]
Refinancing Guide
Is your home loan still up to date with your needs and wants? Things change, and chances are since you got your home loan interest rates have moved, and life has too. New products designed to attract borrowers are always being introduced, and lending appetites are an ever-moving feast. Let’s ...
Home loan interest rates – to fix or not to fix?
At the June Reserve Bank meeting the decision was made to increase the cash rate, by 0.50% to 0.85%. The big four banks have all announced they will be passing on this 0.50% hike to their new and existing home loan customers. How much could rate rises cost? Major bank fixed rates show ...
Benefits of Commercial Funding
Financing your business with one of the many different products available across Australia’s commercial lending market is less about borrowing money, and more about making an investment in your business success. Whether you’re starting up, sustaining success, or wanting to make the most of new ...
A Guide to Business and Commercial Loans
Whether you’re already running a business or preparing to start one, there’s no shortage of matters that require your attention. Financing your business’s growth is one issue that few find easy – especially when thinking of the lasting consequences of that decision. Many also find it ...