RBA Update: What it Means for Homeowners
The Reserve Bank of Australia (RBA)’s latest announcement has once again placed homeowners and mortgage holders firmly in the spotlight. At its June meeting, the RBA left interest rates on hold, following three consecutive increases earlier this year. While the decision provides a short pause ...
How to Stay Ahead of Rising Interest Rates
With interest rates rising again, many households are starting to feel the pressure. Higher mortgage repayments, increasing living costs, and tighter budgets are becoming the new normal. While this can feel overwhelming, there are practical steps you can take to stay in control and protect your ...
How Rising Interest Rates Could Affect Your Home Loan
When the Reserve Bank of Australia (RBA) lifts the official cash rate, it’s usually a move to keep inflation under control. But for borrowers, homeowners, and property buyers, a rate rise can change the numbers quickly – and understanding what it means for you is essential. Here’s what a rate ...
Your Guide to a Strong Start in 2026
As the year draws to a close and holiday plans take centre stage, December is one of the best times to pause and reassess your financial wellbeing. With interest rates stabilising, household costs shifting, and the property market continuing to evolve, a quick financial check-up now can set you ...
First Home Guarantee: Buy Your First Home with just a 5% Deposit
The First Home Guarantee helps first home buyers enter the property market faster by allowing you to purchase your first home with a deposit as low as 5% without paying Lenders’ Mortgage Insurance (LMI). In this guide, we’ll explain the scheme, who’s eligible, the benefit, and how to apply. ...
How to Pay Off Your Mortgage Sooner
Your mortgage is probably your biggest financial commitment — but the good news is, with the right strategies, you can cut years (and thousands of dollars in interest) off your loan. Here are some practical ways to get ahead. Make extra repayments Even small additional repayments can reduce ...
How Investors Can Increase Their Borrowing Power
With interest rates now falling, your borrowing power is at last on the rise again. Yet there are plenty of ways to maximise your creditworthiness that are fully within your control. Given that official interest rates are now down 0.5 percentage points since February, you potentially have ...
How to Get a Lower Home Loan Interest Rate
If you’re interested in learning how to get a lower interest rate on your home loan, it might be worth going back to mortgage basics. This means brushing up on fundamentals like effective mortgage shopping, refinancing and ways to improve your financial profile for lenders. Let’s explore how ...
What Are Your New Year Goals – Have You Considered a Home Loan Health Check?
A home loan health check is an assessment of your current mortgage to see if there are better options available. It helps ensure that you’re getting the best deal possible and that your home loan still aligns with your financial goals and circumstances. It’s natural for your ...
3% Mortgage Serviceability Buffer to Remain
The mortgage serviceability buffer is a key regulatory measure designed to safeguard the financial stability of borrowers and the broader housing market. Introduced by financial regulators, this buffer ensures that lenders assess a borrower’s ability to repay their loan under potential future ...