Home loan interest rates – to fix or not to fix?
At the June Reserve Bank meeting the decision was made to increase the cash rate, by 0.50% to 0.85%. The big four banks have all announced they will be passing on this 0.50% hike to their new and existing home loan customers. How much could rate rises cost? Major bank fixed rates show ...
Benefits of Commercial Funding
Financing your business with one of the many different products available across Australia’s commercial lending market is less about borrowing money, and more about making an investment in your business success. Whether you’re starting up, sustaining success, or wanting to make the most of new ...
A Guide to Business and Commercial Loans
Whether you’re already running a business or preparing to start one, there’s no shortage of matters that require your attention. Financing your business’s growth is one issue that few find easy – especially when thinking of the lasting consequences of that decision. Many also find it ...
What You Need to Know about Investment Loans
Investments provide a critical source of income and financial security for so many of us. Before you can begin investing, you need to finance your plans. This is easier said than done though, and plenty of people can’t afford to do so upfront. Many who are in this situation look to use ...
What You Need to Know about the Mortgage Holiday Extension
Come September, Australians who have been hit hard economically by the pandemic will have the choice to commit to a further mortgage holiday extension. While on the surface this spells good news, the extension is not without consequence. When deciding whether to continue the deferment period, ...
Easing Your Finances with Loan Conversion
Using a suitable financing strategy in the right circumstances can save a mortgage owner a lot of money and stress. The current economy has put pressure on all of us. Those with debt may be feeling particularly stressed at the moment, while their financial commitments are especially burdensome. ...
The $25,000 HomeBuilder Grant
The Federal Government has just announced the HomeBuilder grant as another component of the economic stimulus package. HomeBuilder pledges $25,000 to eligible applicants who are building or renovating their homes. Those who sign a building contract between June 4 and December 31, 2020, will be ...
Benefits of Working with an Insurance Broker
Whether you’re an employee or a business owner, the reality is that accidents are a part of life – nearly everyone needs to make a claim at one time or another. While nobody likes paying for insurance, having suitable cover is just about a necessity in today’s world. No matter what happens in ...
How Debt Consolidation Can Make Your Life Easier
Debt Consolidation proves to be a saving grace for many whose lives are made difficult by repayments. The pandemic economy is stretching borrowers very thin. At one time or another, nearly all us will take on debt. Few people have enough capital on hand to buy a car or a house outright from the ...
Should You Consider Refinancing Your Home?
If you have ever thought about a new mortgage to reduce repayments and interest or if you’ve needed cash for a large purchase, then you may like to refinance your home. Put simply, refinancing is the process of securing a new mortgage to replace a current mortgage. Refinancing can provide some ...