Refinancing Guide
Is your home loan still up to date with your needs and wants? Things change, and chances are since you got your home loan interest rates have moved, and life has too. New products designed to attract borrowers are always being introduced, and lending appetites are an ever-moving feast. Let’s ...
Home insurance
Home insurance financially covers you in the event something happens to the property you own. It can also cover your personal belongings inside your home. It takes a lot of time and hard work to purchase a property, and many of us spend a large portion of our lives paying that property off. ...
ASIC Director ID Deadline Approaching
All directors of a company, registered Australian body, registered foreign company or Aboriginal and Torres Strait Islander corporations are now required to obtain a director ID. A director ID is a unique identifier that a director will apply for once and keep forever and is aimed at preventing ...
Get ready for super changes from 1 July 2022
With the new financial year approaching, there are two important super guarantee (SG) changes that will apply to businesses – how much you need to pay and who is eligible for super. The SG rate will increase from 10% to 10.5% from 1 July 2022. Employers will need to use the new rate to ...
Selecting a Point of Sales (POS) system
What is a POS System? A POS system enables your business to accept payments from customers and keep track of sales in a convenient and effective manner. A POS system used to refer to the cash register, however today these systems are entirely digital, allowing payments to be processed from ...
Why choose an Insurance Broker
Insurance forms an important part of the risk management strategy for your business as it offers financial protection when things go wrong. Of course, finding the right insurance solutions can be easier said than done and many business owners find it difficult to find the time to arrange ...
Home loan interest rates – to fix or not to fix?
At the June Reserve Bank meeting the decision was made to increase the cash rate, by 0.50% to 0.85%. The big four banks have all announced they will be passing on this 0.50% hike to their new and existing home loan customers. How much could rate rises cost? Major bank fixed rates show ...
Benefits of Commercial Funding
Financing your business with one of the many different products available across Australia’s commercial lending market is less about borrowing money, and more about making an investment in your business success. Whether you’re starting up, sustaining success, or wanting to make the most of new ...
Flood insurance explained
The risk of a flood occurring is reflected in the cost of the premium – property owners with a high risk of flood will pay a higher premium than other property owners. Flood definition Australian regulations include a standard definition of flood, which was introduced in June 2012. It ...
Phishing
Phishing attacks are the practice of sending fraudulent communications that appear to come from a reputable source. It is usually done through email with the intention to steal sensitive data like credit card and login information, or to install malware on the victim’s machine. ...